Bankruptcy Child Support

Stopping Child Support Wage Garnishment With Chapter 7 Bankruptcy

The Welfare Reform Act of 1996 makes it easier from moms and dads, who are owed child support payments to collect on them. If you owe child support, unfortunately, filing for bankruptcy will not save you in most cases. This is because you can't readily discharge your child support payments are part of the your bankruptcy. In most cases, if you are being threatened with wage garnishment, you can include your creditor in your bankruptcy filings so that automatic stay stops the creditor from further pursuing the cases. Note that in laws allow for the revocation of licenses, which include driver's licenses and other professional licenses for non-compliance with child support payments. Unlike other types of garnishments, which typically involve 25% of disposable income, wage garnishment cases can involve as much as 65% of your wages. Resources: